Our consultative wealth management process:
Help make smart decisions about protecting your wealth.
We build custom asset allocation models built around your specific needs and holdings, incorporating the latest methodologies including dynamic asset allocation, household level rebalancing, tax managed asset location, among others.
As fiduciary financial advisors we build a personalized professional investment policy that goes beyond mere risk tolerance identification of your optimal asset allocation to include disbursement policy guardrails and decisions if you are depending on your portfolio for current and/or retirement income.
At Avion Wealth we have adopted a consultative approach, working with a team of professionals, to not only protect your wealth but also engage in the following advanced planning activities:
Using strategies to maximize returns and the tax efficiency of current assets and cash flow.
- Tax Efficient Portfolio Investment Management
- Advanced Cash Management TM
- Evaluate Roth Conversion Opportunities
- Optimize Current Year IRA & Retirement Plan strategy
- Evaluate Benefits Plans
- Evaluate Executive Compensation Program
- Consider Business Entities to minimize taxes
- Assess VEBA or Qualified Healthcare account
- Evaluate 1031 and 1035 Exchanges
- Collaborate with CPA
- Develop tax-efficient Disbursement Policy
Using strategies to legally structure the future disposition of current and protected assets effectively.
- Estate Planning Document Review and Evaluation
- Assess Advance Medical Directives and Power of Attorney
- Confirm proper funding of trusts and entities
- Ensure correct designation of beneficiaries
- Provide for business succession
- Provide for estate tax liquidity needs
- Collaborate with estate attorney
- Manage estate tax exposure
Using strategies to employ legally acceptable concepts and ensure that your wealth is not unjustly taken.
- Quantify exposure to risks
- Protect assets from being unjustly taken
- Evaluate property-casualty insurance options
- Evaluate health insurance options
- Evaluate need for life insurance
- Assess long-term care insurance
- Assess asset protection entities
- Consider alternative forms of ownership for business
- Assess identity theft exposure
- Cyber Security for your finances
- Examine forms of business ownership
- Retirement medical and Medicare strategy
- Collaborate with insurance specialist
- Analytical Disbursement Policy
Using strategies to evaluate and maximize the probability of retirement success.
- Assess retirement plan and determine retirement savings goals
- Assess defined benefit plan utilization
- Optimize social security strategy
- Develop retiree medical & Medicare strategy
- Optimize Disbursement Policy
Using strategies to maximize the effectiveness of charitable intent.
- Maximizing the impact of your charitable giving
- Donor advised funds
- Qualified Charitable Distributions
- Donating appreciated stock
- Charitable trusts
At Avion Wealth, we have adopted a team-based approach working with outside professionals including a CPA, attorney, insurance specialist and any others who could enhance the planning process. Within the firm, each household is served by a dedicated team to ensure that all the details are managed by the right team with the right advice.