Intelligent Wealth Protection

Footnotes & Sources — Second Edition

Compiled and numbered continuously across all chapters. The page reference for each note indicates where it appears in the print edition.

  1. I. PROTECT YOUR IDENTITY · PAGE 7
    Identity Theft Resource Center, 2025 Annual Data Breach Report: Record Number of Compromises (2025). idtheftcenter.org/post/2025-annual-data-breach-report-record-number-compromises
  2. I. PROTECT YOUR IDENTITY · PAGE 7
    Federal Trade Commission, New FTC Data Show Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024 (Mar. 10, 2025). ftc.gov/news-events/news/press-releases/2025/03/new-ftc-data-show-big-jump-reported-losses-fraud-125-billion-2024
  3. I. PROTECT YOUR IDENTITY · PAGE 7
    Federal Trade Commission, New Data Shows FTC Received 2.8 Million Fraud Reports from Consumers in 2021 (Feb. 22, 2022). ftc.gov/news-events/news/press-releases/2022/02/new-data-shows-ftc-received-28-million-fraud-reports-consumers-2021-0
  4. I. PROTECT YOUR IDENTITY · PAGE 8
    Treasury Inspector General for Tax Administration, Interim Results of the 2025 Filing Season (May 2025). taxnotes.com/research/federal/other-documents/treasury-reports/tigta-notes-improvements-2025-filing-season/7t24g
  5. I. PROTECT YOUR IDENTITY · PAGE 8
    Internal Revenue Service, IRS Recovers Billions in Tax and Financial Criminal Cases; Launches New Business Online Account Features (2024). irs.gov/newsroom/irs-recovers-billions-in-tax-financial-criminal-cases-focused-on-drug-trafficking-terrorist-financing-launches-new-business-online-account-features
  6. II. SECURE YOUR DIGITAL PRESENCE · PAGE 13
    Verizon Business, 2025 Data Breach Investigations Report (2025). verizon.com/business/resources/Tc1d/reports/2025-dbir-data-breach-investigations-report.pdf
  7. II. SECURE YOUR DIGITAL PRESENCE · PAGE 13
    Cybernews Research, Mother of all breaches reveals 26 billion records (Jan. 2024). cybernews.com/security/billions-passwords-credentials-leaked-mother-of-all-breaches
  8. II. SECURE YOUR DIGITAL PRESENCE · PAGE 15
    Federal Bureau of Investigation, Internet Crime Complaint Center, 2024 Internet Crime Report (2025). ic3.gov/AnnualReport/Reports/2024_IC3Report.pdf
  9. II. SECURE YOUR DIGITAL PRESENCE · PAGE 25
    Industrial Cyber, Global ransomware attacks rose 32% in 2025 as manufacturers emerged as top target (2025). industrialcyber.co/reports/global-ransomware-attacks-rose-32-in-2025-as-manufacturers-emerged-as-top-target
  10. II. SECURE YOUR DIGITAL PRESENCE · PAGE 35
    Google Security Blog, Keeping the Google Play and Android app ecosystem safe in 2025 (Feb. 2026). security.googleblog.com/2026/02/keeping-google-play-android-app-ecosystem-safe-2025.html
  11. III. SAFEGUARD YOUR HOME · PAGE 37
    Federal Bureau of Investigation, Uniform Crime Reporting (UCR) Program. fbi.gov/services/cjis/ucr
  12. III. SAFEGUARD YOUR HOME · PAGE 42
    Upstream Security, 2025 Global Automotive Cybersecurity Report. upstream.auto/reports/2025-automotive-smart-mobility-cybersecurity-report
  13. III. SAFEGUARD YOUR HOME · PAGE 46
    Control Risks, Kidnap for Ransom in 2022. controlrisks.com/our-thinking/insights/kidnap-for-ransom-in-2022
  14. III. SAFEGUARD YOUR HOME · PAGE 46
    Crisis24, Crypto Kidnappings: The Rise of Violent Crime in the Age of Digital Wealth. crisis24.com/articles/crypto-kidnappings-the-rise-of-violent-crime-in-the-age-of-digital-wealth
  15. IV. GUARD YOUR HEART · PAGE 50
    Federal Trade Commission, New FTC Data Show Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024. ftc.gov/news-events/news/press-releases/2025/03/new-ftc-data-show-big-jump-reported-losses-fraud-125-billion-2024
  16. IV. GUARD YOUR HEART · PAGE 50
    U.S. Department of Justice, “Twenty-Five Individuals Charged in Connection with Romance Scam Targeting Elderly Victims” (Mar. 2025), justice.gov press release on the case. ftc.gov/news-events/news/press-releases/2025/12/ftc-issues-annual-report-congress-agencys-actions-protect-older-adults
  17. IV. GUARD YOUR HEART · PAGE 51
    Federal Trade Commission, Romance Scammers’ Playbook. ftc.gov/news-events/data-visualizations/data-spotlight/2024/02/romance-scammers-playbook · Central Oregon Daily, FTC: Romance Scams $1 Billion Losses in 2025. centraloregondaily.com/news/consumer/ftc-romance-scams-1-billion-losses-2025
  18. IV. GUARD YOUR HEART · PAGE 53
    Giving USA, Giving USA 2025: U.S. Charitable Giving Grew to $592.50 Billion in 2024, Lifted by Stock Market Gains. givingusa.org/giving-usa-2025-u-s-charitable-giving-grew-to-592-50-billion-in-2024-lifted-by-stock-market-gains
  19. V. KNOW YOUR ENEMY · PAGE 56
    CISA, Artificial Intelligence Cybersecurity. cisa.gov/ai
  20. V. KNOW YOUR ENEMY · PAGE 57
    FBI Internet Crime Complaint Center, 2024 Internet Crime Report. ic3.gov/AnnualReport/Reports/2024_IC3Report.pdf
  21. V. KNOW YOUR ENEMY · PAGE 57
    ElevenLabs, Voice Cloning. elevenlabs.io/voice-cloning
  22. V. KNOW YOUR ENEMY · PAGE 57
    South China Morning Post, ‘Everyone looked real’: multinational firm’s Hong Kong office loses HK$200 million after scammers stage deepfake video meeting. scmp.com/news/hong-kong/law-and-crime/article/3250851
  23. VI. SECURE YOUR DIGITAL WEALTH · PAGE 61
    FBI Internet Crime Complaint Center, 2024 Internet Crime Report. ic3.gov/AnnualReport/Reports/2024_IC3Report.pdf
  24. VI. SECURE YOUR DIGITAL WEALTH · PAGE 61
    Federal Trade Commission, New FTC Data Shows Massive Increase in Losses to Bitcoin ATM Scams. ftc.gov/news-events/news/press-releases/2024/09/new-ftc-data-shows-massive-increase-losses-bitcoin-atm-scams
  25. VI. SECURE YOUR DIGITAL WEALTH · PAGE 61
    Mass.gov, Cryptocurrency Scams Are Targeting Older Adults: What You Need to Know. mass.gov/news/cryptocurrency-scams-are-targeting-older-adults-what-you-need-to-know
  26. VII. GUARD YOUR TRANSACTIONS · PAGE 67
    Abnormal Security, 2024 FBI IC3 Report. abnormal.ai/blog/2024-fbi-ic3-report
  27. VII. GUARD YOUR TRANSACTIONS · PAGE 67
    FBI Internet Crime Complaint Center, 2024 Internet Crime Report. ic3.gov/AnnualReport/Reports/2024_IC3Report.pdf
  28. VII. GUARD YOUR TRANSACTIONS · PAGE 67
    BR Side, Multi-Channel Phishing Defense: Vishing, Deepfake Tools. brside.com/blog/multi-channel-phishing-defense-vishing-deepfake-tools
  29. VII. GUARD YOUR TRANSACTIONS · PAGE 67
    Federal Reserve Financial Services, Check Fraud Remains Top Threat. frbservices.org/news/fed360/issues/060325/check-fraud-remains-top-threat
  30. VIII. KNOW YOUR DEFENSES · PAGE 70
    BioCatch, 2025 Digital Banking Fraud Trends in North America. files.passle.net/Passle/602651b953548812c0fa5fe2/MediaLibrary/Document/2025-06-06-14-13-51-535-d8964f7e-754d-4c99-aa98-23390c6c74b9.pdf
  31. VIII. KNOW YOUR DEFENSES · PAGE 70
    Verafin, Machine Learning: Higher Performance Analytics for Lower False Positives. verafin.com/2019/08/machine-learning-higher-performance-analytics-for-lower-false-positives
  32. VIII. KNOW YOUR DEFENSES · PAGE 70
    Forbes, Proton Exposes 300 Million Stolen Credentials — 49% Include Passwords. forbes.com/sites/daveywinder/2025/11/01/proton-exposes-300-million-stolen-credentials—49-include-passwords

Chapter II. Secure Your Digital Presence

Password Management

Home Wireless and Spoofing

Email Security

Social Media

Computer Protection

Mobile Phones

  • Apple Find My
  • • Unified tracking for iPhone, iPad, Mac, Apple Watch, AirPods, and AirTags.
  • Google Find My Device
  • • Locate, ring, lock, or erase Android phones and tablets remotely.
  • Prey Anti-Theft — preyproject.com
  • • Cross-platform tracking for iOS, Android, Windows, Mac, and Linux.
  • Phishing Defense Tools
  • • Password manager with domain-matched autofill (1Password, Bitwarden): Autofill triggers only on the legitimate domain — credentials will not populate on a spoofed login page.
  • • Google Safe Browsing (Android / Chrome): Warns before loading known phishing or malware URLs. Settings > Privacy and Security > Safe Browsing.

Know the available resources. Use the Federal Communications Commission’s Smartphone Security Checker at www.fcc.gov/smartphone-security.

Personal Protection

Scams

  • Federal Trade Commission — ReportFraud.ftc.gov or call 1-877-FTC-HELP (877-382-4357)
  • AARP’s Fraud Watch Network — hotline 877-908-3360
  • SEC / NASAA / FINRA Joint Investor Alert on Self-Directed IRA Fraud — sec.gov/investor-alerts

Dating Scams and Websites

Charity Scams

AI-Powered Fraud

Crypto & Digital Assets

Wire Fraud & BEC

  • Financial Fraud Kill Chain, FBI RAT-G — ic3.gov
  • FinCEN, Financial Crimes Enforcement Network — fincen.gov
  • CISA, Business Email Compromise Guidance — cisa.gov
  • Federal guidance on implementing technical email authentication controls (DMARC, DKIM, SPF).
  • CertifID, Wire Fraud Prevention for Real Estate — certifid.com

AI as a Protective Tool

Send Us a Message

A-Players With Intent

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