You have spent a career operating where preparation is everything and the margin for error is thin. You run the checklist before every departure. You plan the route, the fuel, the alternates, and the contingencies before the wheels ever leave the ground.
Your financial life deserves that same discipline, particularly as you approach the one departure that does not have a go-around: the transition off the line.
Airline pilots carry a planning profile that few advisors are equipped to navigate: variable income, complex defined contribution and legacy defined benefit plans, the VEBA, and benefit elections that compound across a career. At Avion Wealth, we have built deep familiarity with the retirement and benefits structures at United Airlines and Southwest Airlines, including the defined contribution plans, the decision points within frozen or terminated defined benefit plans, and the Retirement Health Account structure.
Many pilots come to us after working with a generalist who needed to be educated on the basics of how a pilot’s career and benefits actually work. That is time you should not have to spend.
We advise senior captains, first officers, and pilot families on planning considerations that may include:
Your career has a defined endpoint, and several of the decisions surrounding it cannot be undone once made.
These deserve careful review well before they come due.
Avion Wealth delivers investment consulting and advanced planning through a unified, team-based model we call the Wealth Confidence Plan™. You work with a coordinated team, not a single point of dependence, and your plan is built to integrate alongside your existing legal and tax professionals.
The Avion Wealth Formula is straightforward: Wealth Management = Investment Consulting + Advanced Planning + Relationship Management. For a pilot approaching transition, that means the technical elections, the income plan, and the day-to-day relationship are handled by one team that knows your goals.
Avion Wealth is the publisher of The United Pilot’s Flight Plan for Wealth, a book written specifically for United pilots navigating the financial planning decisions that define their careers and retirements. It walks through the major planning areas in plain language, organized the way you already think about preparation.
For pilots who want to stay informed without a commitment, we publish quarterly financial insights written specifically for the aviation community: planning considerations, benefit-election timing, and retirement-transition topics relevant to your career stage.
Subscription requires only your name and email. We do not collect financial information at sign-up.
Opt-Out Preference Signal Honored — we detected your browser's Global Privacy Control and opted you out of the sale/sharing of your information.
We use cookiesWe use cookies to improve your experience and for analytics. By continuing you agree; you can opt out anytime. Privacy policy.
Choose which cookies we may use. You can change this anytime.
A valuable guide for pilots seeking to build and protect their wealth.
Additional Reading Suggestions
